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Prannay Kedia

The founder of Ekatra, he previously worked at Bain & Company and the Bombay Stock Exchange, holds an MBA from IIM Calcutta, and writes about money and music.

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Articles by Prannay Kedia

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Interest RatesHome LoanJun 3, 2026

How to Re-negotiate Your Home Loan Interest Rate in India (2026)

The ultimate guide to home loan

Prannay Kedia
Prannay KediaAuthor
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Guide for BeginnersHome LoanMay 11, 2026

The Complete Home Loan Guide for India in 2026

Taking your first home loan in India? Confused by bank jargon? This 2026 guide explains eligibility, CIBIL, documents, and negotiation from scratch.

Prannay Kedia
Prannay KediaAuthor
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Guide for BeginnersHome LoanMay 4, 2026

The Indian Home Loan Glossary (2026): Every Term, Every Clause, Every Acronym You Need to Understand Before You Sign

Empower your home loan journey. Demystify dense banking jargon like MCLR, EBLR, CIBIL, and FOIR with our comprehensive guide for true understanding.

Prannay Kedia
Prannay KediaAuthor
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Guide for BeginnersHome Loan RefinanceMay 2, 2026

The Complete Guide to Home Loan Balance Transfer in India (2026)

The ultimate 2026 guide to home loan balance transfers in India. Learn the exact math to calculate real savings, compare lenders, and know when to switch.

Prannay Kedia
Prannay KediaAuthor
Ekatra
EkatraSmart Home Loan Optimisation

Ekatra helps Indian homeowners stop overpaying on their home loans. Our AI finds your savings in 2 minutes, and our expert team handles the entire process — rate negotiation, conversion or balance transfer.

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Disclaimer: Whixic Technologies Pvt. Ltd. helps homeowners find better home loan rates through AI-powered analysis and expert optimisation support. Savings estimates are based on current market data and individual borrower profiles. Actual savings may vary based on lender policies, market conditions, and individual financial situations.

Ekatra does not directly provide loans or credit. We facilitate home loan optimisation — negotiating with your existing lender or connecting you with a new one — and manage the application process on your behalf.

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