Prannay Kedia
The founder of Ekatra, he previously worked at Bain & Company and the Bombay Stock Exchange, holds an MBA from IIM Calcutta, and writes about money and music.
Articles by Prannay Kedia
Home Loan Tax Benefits in 2026: What the New Regime Killed
Section 24(b), 80C and the new tax regime: which home loan tax benefits survive in FY 2025-26 and FY 2026-27, with the break-even math banks won't show you.
Home Loan Documents Required in India (2026): Full Checklist
The complete 2026 checklist of home loan documents in India — for salaried, self-employed and NRI applicants, plus the property papers banks actually verify.
How to Reduce Home Loan EMI Without Extending Your Tenure
Real vs cosmetic EMI reduction: how refinancing, rate negotiation, and MCLR-to-EBLR conversion actually cut your home loan EMI — without extending your tenure.
How to Reduce Your Home Loan Interest Rate Without Switching Banks
How to negotiate a lower home loan interest rate with your existing bank: the retention-desk playbook, the one document that works, and ₹3–8 lakh saved.
How to Get a Home Loan in India: The Complete 2026 Guide
How to get a home loan in India, start to finish: eligibility, CIBIL, documents, sanction-letter negotiation — and the 10 mistakes that cost lakhs.
Indian Home Loan Glossary (2026): Every Term Banks Won't Explain
Every home loan term explained in plain language — MCLR, EBLR, FOIR, MOD, CERSAI, APF — and what each one does to your money before you sign.
Home Loan Balance Transfer in India (2026): The Complete Guide
The honest 2026 guide to home loan balance transfer in India: real break-even math, the switching costs calculators hide, and when not to switch.