Free Financial Calculators
18 calculators built for Indian borrowers — no sign-up, no hidden fees. From home loan eligibility to car TCO to tax regime comparison.
Home Loan Tools
Calculate EMI, check eligibility, compare optimisation options — refinance, balance transfer & rate cuts
Home Loan Eligibility
Find the max home loan you qualify for based on salary and FOIR
Balance Transfer Savings
Calculate net savings from refinancing including all fees
Refinance Break-Even
How many months to break even after switching lenders?
CIBIL Score → Rate
Your credit score mapped to your actual interest rate
Prepayment vs SIP
Should you prepay your loan or invest the lump sum?
EMI Calculator
Calculate your monthly loan EMI with full amortization
Refinance Savings
Monthly and lifetime savings from a lower rate
Prepayment Impact
How prepayment reduces your tenure and interest
Amortization Schedule
Month-by-month loan repayment breakdown
Vehicle Calculators
Calculate true cost of car ownership and road tax
Property Calculators
Property purchase costs and rent vs buy analysis
Tax & Investment
Tax regime comparison and investment calculators
Old vs New Tax Regime
AY 2026-27 tax comparison with home loan deduction analysis
SIP Calculator
Systematic investment plan returns with yearly breakdown
CAGR Calculator
Compound annual growth rate from any two values
Goal-Based SIP
What monthly SIP do you need to reach your goal?
Absolute Return → CAGR
Convert absolute returns to annualised CAGR
All calculators are free, no sign-up required. Built by Ekatra — India's home loan optimisation experts.
Calculations are indicative. Consult a financial advisor for personalised advice.