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Ananya Das

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Articles by Ananya Das

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Guide for BeginnersHome LoanMay 19, 2026

Why Was My Home Loan Application Rejected? Ultimate Guide For 2026

Got a home loan rejection in India? Here are the top 5 reasons banks reject applications — low CIBIL score, high FOIR, unstable employment and more — with simple fixes for each.

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Ananya DasAuthor
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Interest RatesHome LoanMay 16, 2026

Fixed vs Floating Interest Rate for Home Loan in India (2026 Guide)

Confused between fixed and floating home loan interest rates in India? This 2026 guide breaks down both options, compares costs, and tells you exactly which one suits your financial profile.

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Ananya DasAuthor
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CIBIL ScoreHome LoanMay 15, 2026

New to Loans? Here is your guide to What CIBIL Means and Why Banks Care About It?

Learn what a CIBIL score is, how it impacts home loan approvals, interest rates, and loan eligibility in India, and smart ways to build and improve your credit score in 2026.

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Ananya DasAuthor
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EkatraSmart Home Loan Optimisation

Ekatra helps Indian homeowners stop overpaying on their home loans. Our AI finds your savings in 2 minutes, and our expert team handles the entire process — rate negotiation, conversion or balance transfer.

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Disclaimer: Whixic Technologies Pvt. Ltd. helps homeowners find better home loan rates through AI-powered analysis and expert optimisation support. Savings estimates are based on current market data and individual borrower profiles. Actual savings may vary based on lender policies, market conditions, and individual financial situations.

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