EkatraEkatra
How It WorksDownloadBlogAboutContact
Category

Articles on Interest Rates

Featured Insights

Blog Feature Image
Interest RatesHome LoanJun 3, 2026

How to Re-negotiate Your Home Loan Interest Rate in India (2026)

The ultimate guide to home loan

Prannay Kedia
Prannay KediaAuthor
Blog Feature Image
Interest RatesHome LoanMay 16, 2026

Fixed vs Floating Interest Rate for Home Loan in India (2026 Guide)

Confused between fixed and floating home loan interest rates in India? This 2026 guide breaks down both options, compares costs, and tells you exactly which one suits your financial profile.

👤
Ananya DasAuthor
Ekatra
EkatraSmart Home Loan Optimisation

Ekatra helps Indian homeowners stop overpaying on their home loans. Our AI finds your savings in 2 minutes, and our expert team handles the entire process — rate negotiation, conversion or balance transfer.

support@joinekatra.com
+91 85840 11454
India

Product

  • How It Works
  • Savings Calculator

Free Calculators

  • Home Loan Eligibility
  • Balance Transfer Savings
  • CIBIL Score → Rate
  • Refinance Break-Even
  • Car TCO Calculator
  • Rent vs Buy
  • Stamp Duty
  • Tax Regime Calculator
  • View all 18 →

Company

  • Blog
  • Contact Us

Legal

  • Privacy Policy
  • Account Deletion
  • Terms of Service
Ekatra Wealth

Disclaimer: Whixic Technologies Pvt. Ltd. helps homeowners find better home loan rates through AI-powered analysis and expert optimisation support. Savings estimates are based on current market data and individual borrower profiles. Actual savings may vary based on lender policies, market conditions, and individual financial situations.

Ekatra does not directly provide loans or credit. We facilitate home loan optimisation — negotiating with your existing lender or connecting you with a new one — and manage the application process on your behalf.

© 2026 Whixic Technologies Pvt. Ltd. All rights reserved.
CIN: U72900WB2022PTC252152